Personal Loan

Personal loan with flexible tenure and 1% cash back p.a.

Rate: 
from 9.00% p.a.
Detail rate: 

From 0.75% per month (9.00% p.a.)

Maximum financing amount: 
RM250000.00
Minimum financing amount: 
RM5000.00
Repayment period: 
2 to 6 years
Fees and charges: 

0.5% of financing amount for stamp duty

Penalty for early settlement: 
Early settlement: RM200 or 2,5% of outstanding balance, whichever higher
Approval time: 
48 hours
Minimum income requirement: 
Monthly income of RM2,000
Guarantor requirement: 
No collateral/guarantor required
Eligibility criteria: 

- Malaysia citizen working and residing in Malaysia, aged
between 21 years old and 65 years old (upon maturity of the loan tenure).
Salaried, commission earner, self-employed applicants are welcome with
minimum income of RM2,000.