Conventional/i-Wish UC NZEC Up to RM300k

Posted April 22, 2009 - 2:17pm by Siti Zulffa Abu Bakar

Conventional housing loan for properties under construction below RM300,000

Rate:

from BLR - 2.30%

Detail rate breakdown:

1st - 2nd year BLR-2.30%;
3rd-4th year BLR-1.85%;
Thereafter BLR-2.05%

Current BLR:

5.55%

Average rate:

3.50%

Average rate for first 5 years:

3.48%

Maximum financing tenure:

30years

Margin of Financing:

90.00%

Minimum financing amount:

RM100000.00

Maximum financing amount:

RM300000.00

MRTA:

Lock-in periods:

5years

Penalty for early settlement:

1st 3 yrs-3% 4th-5th yr-2%

Financier’s website: